Don’t make a costlyproperty mistake.

Yes. Al Marjan Island is a freehold zone permitting 100% foreign ownership. International buyers can purchase apartments, townhouses, villas and branded residences without restrictions on nationality. Ownership is full and permanent, with rights to lease or resell.

No, you don't need to be physically present in Ras Al Khaimah to purchase an off-plan unit.

For direct off-plan purchases from developers, the process is straightforward and RAKcompare will handle all procedures on your behalf remotely.

For secondary market off-plan properties, you have two options:

• Be present in person to complete the transaction
• Appoint a Power of Attorney (POA) who can handle the procedures on your behalf

Important: You can grant a specific Power of Attorney that authorizes your representative to purchase property only, without giving them the authority to sell. This protects your interests while allowing the transaction to proceed smoothly.

Administrative / Registration Charges

Most off-plan projects include a fixed registration or administration fee, commonly ranging between AED 3,000 and AED 5,250, depending on the Developer and project.

4% Registration Fee

A 4% registration fee is generally calculated based on the original purchase price of the property and is payable to the Ras Al Khaimah Land Department or the relevant registration authority prior to handover and title registration. There are a few Developers who take this fee upfront, but not common is Ras Al Khaimah.

Service charges in Ras Al Khaimah typically range from AED 12 to AED 35 per sq ft per year, depending on the development, location, amenities and level of service provided. Branded residences and beachfront communities with extensive facilities generally sit at the higher end of the range.

These fees contribute towards the maintenance and operation of common areas, including security, landscaping, swimming pools, gyms, private beach access and other shared facilities available to residents.

Service charges are usually invoiced and paid quarterly in advance. Please note that service charge rates and payment schedules vary between developments and are subject to change by the developer or owners' association

Typical off-plan payment structures in the UAE are designed to spread payments across the construction timeline, making purchases more manageable for buyers and investors. The most common structures include:

• 60/40 Plan — 60% paid progressively during construction, with the final 40% settled on completion and handover.
• 50/50 Plan — 50% paid during the construction phase and the balance of 50% payable at handover.

In addition, selected Developers may offer extended post-handover payment plans, typically ranging from 1 to 3 years after completion. These structures allow buyers to continue paying installments even after receiving the property keys, providing greater flexibility for both end-users and investors.

Buyers who are able to make a larger down payment may have an opportunity to negotiate a more favorable purchase price or payment plan structure. For example, offering a higher upfront payment than the standard payment plan may improve the likelihood of receiving revised terms from the Developer.

However, this is not guaranteed. Any discount, payment plan adjustment or special incentive remains entirely at the Developer's discretion and will depend on factors such as the project stage, unit availability, sales strategy and market conditions at the time of negotiation.

Yes. Off-plan property purchases in the UAE are protected by a regulated escrow system designed to safeguard buyers' funds. Payments made towards eligible off-plan developments are typically deposited into project-specific escrow accounts, with funds released to the Developer in stages as construction progresses and regulatory requirements are met.

This framework helps provide greater transparency and protection for buyers throughout the construction process. However, escrow arrangements, regulatory oversight and buyer protections may vary depending on the emirate, project and applicable regulations. Buyers should always verify the escrow status and approvals of any project before making an investment decision.

Yes. Most off-plan properties can typically be resold before handover once a minimum percentage of the purchase price has been paid, often around 30–40%, although the exact requirement varies by Developer and project.

The resale is subject to the Developer's approval and transfer procedures. In most cases, the new buyer assumes the remaining payment plan obligations and completes the transfer process in accordance with the Developer's policies and applicable regulations. Buyers should always confirm the specific resale requirements for their chosen project before proceeding.

Currently, a number of projects on and around Al Marjan Island are offering post-handover payment plans, although the structures vary between developers.

Apartments

(Click on project name for further details)

• Miraggio by Source of Fate Properties — offering up to 2 years post-handover payment plan
• Trio Isle by Durar Group — offering up to 3 years post-handover payment plan
• Danah Bay by Dubai Investments — offering up to 2 years post-handover payment plan
• Playa Viva by Uniestate Developers — offering up to 5 years post-handover payment plan
• Azure by Lapis - offering up to 2 years post-handover payment plan.

Branded / Serviced Residences

• Manta Bay by Major Developers — offering up to 20 months post-handover payment plan
• Gianfranco Ferre Residences by Mira Developers — offering up to 3 years post-handover payment plan.
• Ice Beach - offering up to 20 months post handover plan

Hotels & Residences

• Waldorf Astoria Residences by Al Hamra Developers — offering up to 3 years post-handover payment plan

Villas & Mansions

• Danah Bay Villas by Dubai Investments — offering up to 2 years post-handover payment plan
• Falcon Island by Al Hamra Developers — offering up to 3 years post-handover payment plan

Yes. With the appropriate holiday home licence and approvals in place, property owners can rent their units on a short-term basis through platforms such as Airbnb, Booking.com, and other vacation rental channels. Many investors choose to work with professional holiday-home management companies, which typically handle licensing, guest communications, pricing, marketing, housekeeping, maintenance, and check-ins. Management fees generally range from 15–20% of rental income, depending on the level of service provided and the property type

Gross rental yields on Al Marjan Island currently range from 6% to 9% on long-term lets, with branded and beachfront residences at the upper end. Once Wynn opens in 2027, short-term holiday rental yields are projected to reach 8–12%, driven by the resort's expected millions of annual visitors.