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Answers on buying, investing in and owning property in Ras Al Khaimah. Search, or browse by topic.

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Questions buyers ask first

Do you accept Bitcoin / USDT or other cryptocurrencies to buy property?

Yes. Property purchases can be facilitated using Bitcoin and other accepted cryptocurrencies through established, authorized third-party trust and settlement companies.

RAKcompare and OBG Real Estate do not receive or process cryptocurrency directly. Instead, the transaction is handled by specialist providers that manage the crypto conversion, compliance checks, source-of-funds verification, and settlement of the property purchase in the required currency.

We have worked with trusted providers in this space for many years and can introduce buyers to the appropriate company when required. This allows international crypto investors to complete a property purchase through a structured and compliant process while keeping the cryptocurrency transaction separate from the real estate agency.

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Can foreigners buy property on Al Marjan Island?

Yes. Al Marjan Island is a freehold zone permitting 100% foreign ownership. International buyers can purchase apartments, townhouses, villas and branded residences without restrictions on nationality. Ownership is full and permanent, with rights to lease or resell.

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What are the total costs of buying property on Al Marjan Island - Offplan?

Administrative / Registration Charges

Most off-plan projects include a fixed registration or administration fee, commonly ranging between AED 3,000 and AED 5,250, depending on the Developer and project.

4% Registration Fee

A 4% registration fee is generally calculated based on the original purchase price of the property and is payable to the Ras Al Khaimah Land Department or the relevant registration authority prior to handover and title registration. There are a few Developers who take this fee upfront, but not common is Ras Al Khaimah.

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How much are RAK Land Department transfer fees for a Ready Property?

RAK Land Department transfer fees are typically 4% for ready properties. The fee is usually borne by the Buyer.

Please note that applicable registration fees, charges, and procedures are subject to change in accordance with the relevant authority regulations.

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What is the minimum investment for a UAE Golden Visa?

The minimum property investment typically required for a 10-year UAE Golden Visa is AED 2,000,000 (approximately USD 545,000), subject to current government regulations and eligibility criteria.

Property investors may also be eligible for a standard investor residency visa, which generally requires a minimum property investment of AED 750,000 (approximately USD 205,000), subject to current regulations and approval.

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How long is the UAE Golden Visa valid for?

The UAE Golden Visa is valid for 10 years and is renewable, subject to meeting the applicable eligibility requirements at the time of renewal. Unlike many standard residency visas, the Golden Visa currently offers greater flexibility, with no minimum stay requirement for maintaining residency status.

This means Golden Visa holders can spend extended periods outside the UAE without affecting their residency, making it an attractive option for international property investors, business owners and individuals seeking long-term UAE residency with maximum flexibility.

As immigration regulations may change over time, applicants should verify the latest requirements with the relevant UAE authorities or an approved visa service provider.

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Is Al Marjan Island a good investment in 2026?

Many investors view Al Marjan Island as being in an early growth phase, with property prices still below comparable beachfront destinations in Dubai. Continued infrastructure investment, expanding tourism, and the arrival of internationally branded residences are helping to strengthen investor confidence and support long-term market growth.

The upcoming Wynn Resort is expected to be a major catalyst for the area, attracting additional visitors, businesses and investment to Ras Al Khaimah. While future performance cannot be guaranteed, many investors and market analysts consider the period before Wynn's opening to be a potentially attractive entry window, supported by expectations of increased tourism, rental demand and economic activity.

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What rental yields can I expect on Al Marjan Island?

Gross rental yields on Al Marjan Island currently range from 6% to 9% on long-term lets, with branded and beachfront residences at the upper end. Once Wynn opens in 2027, short-term holiday rental yields are projected to reach 8–12%, driven by the resort's expected millions of annual visitors.

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What payment plans do Developers offer on Al Marjan Island developers offer?

Typical off-plan payment structures in the UAE are designed to spread payments across the construction timeline, making purchases more manageable for buyers and investors. The most common structures include:

  • 60/40 Plan — 60% paid progressively during construction, with the final 40% settled on completion and handover.
  • 50/50 Plan — 50% paid during the construction phase and the balance of 50% payable at handover.

In addition, selected Developers may offer extended post-handover payment plans, typically ranging from 1 to 3 years after completion. These structures allow buyers to continue paying installments even after receiving the property keys, providing greater flexibility for both end-users and investors.

Buyers who are able to make a larger down payment may have an opportunity to negotiate a more favorable purchase price or payment plan structure. For example, offering a higher upfront payment than the standard payment plan may improve the likelihood of receiving revised terms from the Developer.

However, this is not guaranteed. Any discount, payment plan adjustment or special incentive remains entirely at the Developer's discretion and will depend on factors such as the project stage, unit availability, sales strategy and market conditions at the time of negotiation.

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Is my money safe when buying off-plan in Ras Al Khaimah?

Yes. Off-plan property purchases in the UAE are protected by a regulated escrow system designed to safeguard buyers' funds. Payments made towards eligible off-plan developments are typically deposited into project-specific escrow accounts, with funds released to the Developer in stages as construction progresses and regulatory requirements are met.

This framework helps provide greater transparency and protection for buyers throughout the construction process. However, escrow arrangements, regulatory oversight and buyer protections may vary depending on the emirate, project and applicable regulations. Buyers should always verify the escrow status and approvals of any project before making an investment decision.

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Which projects are offering post-handover payment plans?

Currently, a number of projects on and around Al Marjan Island are offering post-handover payment plans, although the structures vary between developers.

Apartments

(Click on project name for further details)

Branded / Serviced Residences

Hotels & Residences

Villas & Mansions

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Are post-handover payment plans interest free?

In most cases, post-handover payment plans offered by Developers in Ras Al Khaimah are structured as interest-free installment plans paid directly to the Developer. This allows buyers to spread a portion of the purchase price over a period after handover without the need for traditional bank financing.

However, Developers may adjust pricing based on the payment structure offered. Longer payment periods may sometimes result in a higher purchase price, while buyers who are able to make a larger down payment or settle more of the purchase price upfront may be eligible for discounts or preferential terms. Any such incentives are subject to the Developer's approval and prevailing sales policies.

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Can I rent my Al Marjan Island property as a holiday home?

Yes. With the appropriate holiday home licence and approvals in place, property owners can rent their units on a short-term basis through platforms such as Airbnb, Booking.com, and other vacation rental channels. Many investors choose to work with professional holiday-home management companies, which typically handle licensing, guest communications, pricing, marketing, housekeeping, maintenance, and check-ins. Management fees generally range from 15–20% of rental income, depending on the level of service provided and the property type

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What are short-term rental yields on Al Marjan Island?

Short-term holiday rentals on Al Marjan Island currently yield 8–10% gross, with branded beachfront residences achieving 10–12%. Once Wynn opens in 2027, short-term yields are expected to rise further, driven by millions of additional annual visitors and limited holiday-home supply on the island.

Note: If you have plans to purchase a property for short-term rental income, would highly suggest picking a property that offers some sort of management support for Holiday Homes.

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When does Wynn Al Marjan Island open?

Wynn Al Marjan Island is scheduled to open in September 2027. The $5.1 billion integrated resort is being developed by Wynn Resorts in partnership with Marjan and RAK Hospitality Holding. As of 2026, the 305-meter tower has reached its 70th floor, with topping-out and façade work progressing on schedule for the opening window.

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Will Wynn Al Marjan Island have the UAE's first casino?

Yes. Wynn Al Marjan Island will operate the UAE's first legal commercial casino. Wynn Resorts received the country's first commercial gaming license from the General Commercial Gaming Regulatory Authority (GCGRA) in October 2024. The 225,000 sq ft gaming floor will be larger than the gaming floor at Wynn Las Vegas.

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