Properties under USD 350K in Ras Al Khaimah: compare five off-plan homes
This shortlist compares properties under USD 350K (about AED 1.29M) in Ras Al Khaimah, including lower-entry studios and off-plan apartments for sale in Ras Al Khaimah from around AED 888K (USD 242K) across Al Marjan Island and RAK Central. Buyers searching for affordable property in Ras Al Khaimah can screen payment timing and target delivery before opening the live property pages.
- 5Projects with direct property-page links
- AED 888KLowest CMS starting price
- 3Projects with post-handover payment plans
- Q3 2027Earliest target handover
Five off-plan properties in Ras Al Khaimah under AED 1.3 million
The cards keep changing commercial detail on the dedicated property pages. Here, the focus is price, location, payment exposure, target delivery and the practical reason each option may reach a shortlist.
01Lowest CMS entryARDEE Downtown, Island 4, Al Marjan Island
The Views by ARDEE
The lowest-priced studio entry in this comparison, with 50% due through handover and 50% across three post-handover years.
- Payment timing
- 50 / 50
- After handover
- 50%
- Target delivery
- Q4 2029
01
Lowest displayed entry
Island 2, Al Marjan Island
Playa Viva by Uniestate
Best fit for buyers prioritising the lowest displayed price and a longer post-handover schedule.
- Payment timing
- 20 / 1.34 / 78.66
- After handover
- 78.66%
- Target delivery
- Q3 2027
02
Branded serviced option
Island 4, Al Marjan Island
Wyndham Residences Al Marjan Island
Best fit for buyers comparing a furnished Wyndham Ras Al Khaimah residence with hotel-style services.
- Payment timing
- 20 / 30 / 50
- After handover
- 0%
- Target delivery
- Q1 2029
03
RAK Central alternative
RAK Central, Ras Al Khaimah
Azure by Lapis Ras Al Khaimah
Best fit for buyers seeking an off-plan apartment in RAK Central with part of the price scheduled after completion.
- Payment timing
- 20 / 43 / 12 / 25
- After handover
- 25%
- Target delivery
- Q4 2028
04
Island 4, earlier delivery
Island 4, Al Marjan Island
Island Heights Al Marjan Island
Best fit for buyers seeking an Island 4 address with an earlier target handover than Wyndham in this shortlist.
- Payment timing
- 20 / 50 / 30
- After handover
- 0%
- Target delivery
- Q1 2028
Compare price, payment exposure and target handover first
The five projects sit within a narrow headline price range, but the timing of payments and delivery differs substantially. Use the table to identify the strongest fit, then check the exact unit on its property page.
On smaller screens, swipe horizontally to compare every column.
| Project | Location | Starting price | By handover | After handover | Target handover |
|---|---|---|---|---|---|
| The Views by ARDEE | Al Marjan Island 4 | AED 890,000 | 50% | 50% | Q4 2029 |
| Playa Viva | Al Marjan Island 2 | AED 1,220,000 | 21.34% | 78.66% | Q3 2027 |
| Wyndham Residences | Al Marjan Island 4 | AED 1,200,000 | 100% | 0% | Q1 2029 |
| Azure by Lapis | RAK Central | AED 1,200,000 | 75% | 25% | Q4 2028 |
| Island Heights | View Island | AED 1,220,000 | 100% | 0% | Q1 2028 |
Off-plan properties with and without post-handover payment plans in Ras Al Khaimah
A similar entry price can create a very different commitment before completion. The bars compare the share due by handover with the share scheduled after handover.
The Views by ARDEE
Playa Viva
Wyndham Residences
Azure by Lapis
Island Heights
Which project should reach which shortlist?
This is a decision framework based on the supplied comparison, not a universal ranking or a promise of investment returns.
Lowest studio entry: The Views
Explore The Views by ARDEE for the lowest CMS price in this comparison and a 50% post-handover plan over three years.
Lowest entry and longer cash flow
Start with Playa Viva when the lowest displayed price and a five-year post-handover balance are the main filters.
Branded serviced ownership
Review Wyndham when furnishing, a recognised hospitality brand and hotel-style services matter more than early delivery.
RAK Central alternative
Compare Azure by Lapis when a mainland high-rise location and a two-year post-handover component fit the plan.
Island 4 and earlier target delivery
Shortlist Island Heights when an Al Marjan Island address and the supplied Q1 2028 target are the stronger priorities.
Four checks that protect a lower-entry comparison
A “from” price is a discovery tool. The exact unit, payment schedule and ownership costs determine the real commitment.
Confirm the exact unit
Verify the unit number, internal area, balcony, floor, orientation and whether it still falls below USD 350K.
Map every AED payment date
Separate booking, construction, handover and post-handover instalments. USD figures are approximate only.
Calculate total ownership cost
Add registration, service charges, furnishing, management and rental costs rather than comparing purchase price alone.
Read the project documents
Confirm the SPA, escrow details, completion wording, resale threshold and developer approval requirements.
Properties under USD 350K in RAK FAQs
Direct answers covering affordable RAK property, studio apartments for sale under USD 350K, post-handover plans, locations, target completion and foreign-buyer checks.
What properties are compared under USD 350K in Ras Al Khaimah?
This guide compares The Views by ARDEE studios, Playa Viva, Wyndham Residences Al Marjan Island, Azure by Lapis in RAK Central and Island Heights Al Marjan Island. Starting prices and released inventory can change, so use the linked property pages to confirm the live unit.
How much is USD 350K in AED?
USD 350,000 is approximately AED 1.285 million to AED 1.29 million, depending on rounding and the exchange rate used for the comparison. AED remains the transaction reference for UAE property pricing.
Which is the lowest-priced property in this comparison?
In this comparison snapshot, The Views by ARDEE studio has the lowest CMS starting price at AED 888K The exact unit, size, floor and view must still be confirmed.
Are there studio apartments for sale under USD 350K in Ras Al Khaimah?
the five examples are lower-entry projects with studio-level pricing in the supplied comparison. Availability is release-specific, so confirm that the offered unit remains below the USD 350K threshold before reservation.
Which projects offer post-handover payment plans in Ras Al Khaimah?
The Views by ARDEE, Playa Viva and Azure by Lapis are the three post-handover examples in this comparison. Playa Viva schedules a larger balance after handover over five years, while Azure schedules 25% after handover across 2029–2031.
Are all five projects on Al Marjan Island?
No. The Views by ARDEE, Playa Viva, Wyndham Residences and Island Heights are on Al Marjan Island. Azure by Lapis is in RAK Central, which gives buyers a non-island alternative within the wider Ras Al Khaimah growth corridor.
Can foreigners buy property in Ras Al Khaimah?
International buyers may be eligible to purchase freehold property in designated developments. Eligibility, title structure and registration requirements should be confirmed for the specific project and unit before a reservation payment is transferred.
How close are these projects to Wynn Al Marjan Island?
Playa Viva is on Island 2, Wyndham Residences and Island Heights are on Island 4, and Azure by Lapis is in nearby RAK Central. Compare actual road access, orientation and view protection rather than relying only on a general proximity claim.
When are the five projects expected to complete?
The updated developer offer schedules Q3 2027 for Playa Viva, Q1 2028 for Island Heights, Q4 2028 for Azure by Lapis and Q1 2029 for Wyndham Residences and Q4 2029 for The Views by ARDEE. These are target dates and should be reconfirmed in the latest developer material and SPA.
What additional costs should buyers compare?
Compare registration, service charges, furnishing obligations, management fees, short-term rental costs, finance costs and resale expenses. The lowest purchase price is not automatically the lowest total ownership cost.
Is a post-handover payment plan always better?
No. It can reduce the amount due before completion, but buyers should also compare the total price, repayment length, handover quality, service charges, resale restrictions and whether rental income can realistically support later instalments.
How should I shortlist these five RAK properties?
Start with location, maximum AED budget and the amount you can pay before handover. Then compare delivery timing, post-handover exposure, brand or operating model, exact unit quality and the likely exit route.
Which properties under USD 350K offer a three-year post-handover payment plan?
The Views by ARDEE has a CMS-listed 50/50 plan: half payable through handover, with the remaining 50% over three post-handover years. Compare the exact dates and amounts in the live project payment plan.
Explore Property Guides
1 Bedroom Apartments in RAK Under USD 550K | Compare 9
Compare 9 one-bedroom property options in Ras Al Khaimah under USD 550,000 across Al Marjan Island, Al Hamra Village and RAK Central. Explore current CMS prices, payment schedules and handover dates.
RAKcompare Market Index: Ras Al Khaimah Property Prices, October 2026
Original data from tracked Ras Al Khaimah projects: median prices, entry points by island, handover years, payment plans and availability.
Projects with Post-handover Payment Plans
Post-handover payment plans in Ras Al Khaimah are becoming one of the most attractive options for buyers who want to reduce upfront pressure and spread payments after handover. On RAKcompare, you can compare projects with post-handover payment plans across Al Marjan Island, Al Hamra Village and wider Ras Al Khaimah by starting price, payment structure, handover date, beach access, developer and investment potential.
Best Off-Plan Projects Near Wynn Al Marjan Island: 32 Compared
32 off-plan projects near Wynn Resort RAK scored across 8 buyer factors. Prices, payment plans and distance to Wynn compared in one table.
Al Marjan Island Guide: Explore the Four Islands
Explore Al Marjan Island’s interactive map, top projects by island, indicative prices, Wynn resort location and important checks for international property buyers.
Latest Al Marjan Island Property News
Marjan World: The Masterplan Vision
Explore the Marjan World destination masterplan concept through its ten proposed attractions, spectacular waterfront visualisations and hospitality vision.
Wynn Al Marjan Island unveils a 98-berth superyacht marina
Wynn Al Marjan Island has unveiled a 98-berth superyacht marina with berths for yachts up to 85 metres, direct resort access and a new waterfront destination.
RAK Apartment Prices Rise 18% as Luxury Demand Grows
RAK apartment values rose 18% year-on-year in H1 2026, while Al Marjan Island climbed 23.1%. See what the latest CBRE data means for buyers and investors.
Wynn Al Marjan Island Reveals Two 7-Bedroom Royal Apartments
Wynn Al Marjan Island has revealed two ultra-luxury 7-bedroom Royal Apartments at the top of its tower. See what the new Mayfair and Paris residences reveal about Wynn’s luxury positioning in Ras Al Khaimah.
Wynn Al Marjan Island Beachfront: First Look
New concept images reveal Wynn Al Marjan Island’s 550-meter shoreline, sheltered lagoon, offshore reef and three distinct beach environments.
RAKcompare buyer tools
From property news to a smarter shortlist
Find the right RAK property for your budget and goals.